Business financing

Revenue-Based Financing for Retail & E-Commerce

A lump sum of capital repaid as a set share of your ongoing revenue — flexible payments that rise and fall with your sales. Capital for retail and e-commerce businesses that need to move fast — whether that's loading up on inventory before Q4 or covering the gap between a supplier invoice and customer collections.

Amount: $10K – $5M
Speed: As fast as 24 hours
Repayment: Repaid from daily, weekly or monthly receipts

What you can fund

How Retail & E-Commerce put Revenue-Based Financing to work

Inventory purchasing

Buy seasonal or trending inventory in bulk before stockouts happen.

Marketing & ad spend

Fund paid search, social, and partnerships during high-ROI periods without pulling from reserves.

Platform & fulfillment

Cover platform fees, fulfillment deposits, or marketplace ads to capture more volume.

Storefront refresh

Renovate your physical space or upgrade point-of-sale to lift conversion.

Why choose it

Why Revenue-Based Financing fits Retail & E-Commerce

Repayment flexes with revenue

A set share of your receipts is collected on a daily, weekly, or monthly basis, so payments rise and fall with sales.

Approval on revenue

Qualification is based on your revenue and cash flow, not just your personal credit score.

No fixed monthly bill

There's no rigid monthly payment to meet during slower stretches of the year.

Fast access to capital

Funds can be available within a day of approval to cover time-sensitive needs.

Best fit

A strong fit when you're

Businesses with steady card, ACH, or invoice revenue
Seasonal businesses with fluctuating sales
Owners who want payments tied to revenue
Companies that need capital faster than a bank allows

Questions

Common questions

What is revenue-based financing?

You receive a lump sum of capital today in exchange for a fixed percentage of your future revenue. Instead of a rigid monthly payment, you repay through a share of your receipts, so the amount adjusts with how your business is performing.

How is repayment collected?

A set percentage of your receipts is remitted automatically — daily, weekly, or monthly depending on your agreement — until the agreed amount is delivered, so payments scale down during slower periods.

What do I need to qualify?

Mainly consistent business revenue and a few months of recent bank or processing statements. Credit requirements are more flexible than a traditional bank product.

How fast can I get the money?

Many approvals happen the same day and fund within 24 hours, since the review centers on your revenue history rather than a lengthy underwriting process.