Business financing

Revenue-Based Financing for Child Care

A lump sum of capital repaid as a set share of your ongoing revenue — flexible payments that rise and fall with your sales. Flexible capital for child-care centers and daycares to run a safe, fully staffed facility — even when enrollment fluctuates or state subsidy payments run behind schedule.

Amount: $10K – $5M
Speed: As fast as 24 hours
Repayment: Repaid from daily, weekly or monthly receipts

What you can fund

How Child Care put Revenue-Based Financing to work

Staffing & retention

Fund competitive wages and signing bonuses to attract and keep qualified caregivers.

Facility upgrades

Renovate classrooms, play areas, or restrooms to meet licensing standards.

Supplies & curriculum

Purchase materials, safety equipment, and technology at the start of each program year.

Cover enrollment gaps

Manage cash flow during slow periods or while waiting on subsidy disbursements.

Why choose it

Why Revenue-Based Financing fits Child Care

Repayment flexes with revenue

A set share of your receipts is collected on a daily, weekly, or monthly basis, so payments rise and fall with sales.

Approval on revenue

Qualification is based on your revenue and cash flow, not just your personal credit score.

No fixed monthly bill

There's no rigid monthly payment to meet during slower stretches of the year.

Fast access to capital

Funds can be available within a day of approval to cover time-sensitive needs.

Best fit

A strong fit when you're

Businesses with steady card, ACH, or invoice revenue
Seasonal businesses with fluctuating sales
Owners who want payments tied to revenue
Companies that need capital faster than a bank allows

Questions

Common questions

What is revenue-based financing?

You receive a lump sum of capital today in exchange for a fixed percentage of your future revenue. Instead of a rigid monthly payment, you repay through a share of your receipts, so the amount adjusts with how your business is performing.

How is repayment collected?

A set percentage of your receipts is remitted automatically — daily, weekly, or monthly depending on your agreement — until the agreed amount is delivered, so payments scale down during slower periods.

What do I need to qualify?

Mainly consistent business revenue and a few months of recent bank or processing statements. Credit requirements are more flexible than a traditional bank product.

How fast can I get the money?

Many approvals happen the same day and fund within 24 hours, since the review centers on your revenue history rather than a lengthy underwriting process.