Business financing
Invoice Factoring for Medical & Healthcare
Unlock the cash tied up in unpaid invoices and stop waiting 30, 60, or 90 days to get paid. Capital for medical practices, clinics, and healthcare businesses — even when insurance reimbursements are delayed 30 to 90 days. Your ability to serve patients shouldn't hinge on payer timelines.
- Amount
- Up to 90% advance
- Speed
- As fast as 24 hours
- Repayment
- Settled when customers pay
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What you can fund
How Medical & Healthcare put Invoice Factoring to work
Medical equipment
Acquire imaging, exam, surgical, or monitoring systems while preserving cash for operations.
Cover reimbursement gaps
Keep payroll, rent, and supplies covered between service delivery and reimbursement.
Expand the practice
Open a new suite, add a specialty, or fund the build-out of a new clinic.
Staffing & hiring
Onboard nurses, specialists, or admin staff ahead of revenue growth.
Why choose it
Why Invoice Factoring fits Medical & Healthcare
Cash from receivables
Unlock up to 90% of an invoice's value the day you submit it rather than waiting on net terms.
Scales with your sales
The more you invoice, the more cash you can access, with no fixed ceiling tied to billing volume.
No new debt on the books
You're advancing money you've already earned, not taking on a balance to repay yourself.
Faster cash conversion
Shorten the gap between delivering work and getting paid so you can keep operating.
Best fit
A strong fit when you're
- B2B businesses that invoice on net terms
- Staffing, freight, and wholesale companies
- Owners waiting 30 to 90 days to get paid
- Growing businesses with reliable customers
Questions
Common questions
How does factoring work?
You submit an unpaid invoice and we advance up to 90% of its value right away. When your customer pays, we release the remaining balance to you, less a small factoring fee.
Is this a loan?
No. You're selling your unpaid invoices for early access to cash you've already earned, so unlike a bank loan there's no new debt added to your balance sheet.
How much can I advance?
Advance rates run up to about 90% of each invoice's face value, depending on your industry and the creditworthiness of your customers.
How fast can I get funded?
Once your account is set up, approved invoices can be advanced in as little as 24 hours.
See what you qualify for.
Apply in minutes and see what your business qualifies for — no obligation, no impact to your credit.