Business financing
Equipment Financing for Construction
Finance new or used equipment with the asset as collateral and keep your cash free for growth. Working capital and equipment financing to mobilize on new contracts — before client payments arrive. Construction cash flow is notoriously uneven, and we structure funding around how the industry actually operates.
- Amount
- $10K – $1M
- Speed
- As fast as 48 hours
- Repayment
- Terms matched to equipment life
Please note: Samson Funding does not fund this product directly. We refer your request to trusted third-party providers, who offer and set the actual terms.
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What you can fund
How Construction put Equipment Financing to work
Equipment & machinery
Finance excavators, lifts, trucks, or specialized tools to take on larger jobs.
Materials & subs
Cover lumber, steel, concrete, and subcontractor invoices before your first draw.
Payroll between draws
Keep your crew paid consistently even when draw schedules create gaps.
Bonding & bids
Meet working-capital requirements to qualify for larger public or commercial contracts.
Why choose it
Why Equipment Financing fits Construction
The asset secures it
The equipment serves as collateral, which often means stronger terms and easier approval.
New or used
Finance equipment from a dealer, auction, or private seller, new or pre-owned.
Preserve your cash
Keep working capital in the business instead of paying for major equipment up front.
Terms that fit the asset
Repayment is structured to align with the useful life of what you're financing.
Best fit
A strong fit when you're
- Construction and trucking companies adding fleet or machinery
- Restaurants and shops upgrading major equipment
- Medical and dental practices acquiring devices
- Businesses replacing aging or broken equipment
Questions
Common questions
What equipment can I finance?
Most business-essential equipment qualifies, including vehicles, machinery, kitchen and medical equipment, and technology — new or used.
Do I need a large down payment?
Because the equipment itself acts as collateral, many businesses qualify with little or no money down depending on the asset and your profile.
How long does approval take?
Approvals are often issued within a day, with funding to you or the vendor typically within 48 hours once details are confirmed.
What does it cost?
Cost depends on the equipment, the term, and your business profile. You'll receive a clear payment schedule before you commit, with no surprise fees.
See what you qualify for.
Apply in minutes and see what your business qualifies for — no obligation, no impact to your credit.