Business financing

Revenue-Based Financing for Restaurants

A lump sum of capital repaid as a set share of your ongoing revenue — flexible payments that rise and fall with your sales. Fast, flexible capital for restaurants and food-service operators who can't wait weeks for a bank decision. Payroll hits weekly, suppliers want payment up front, and slow seasons can strain even the best-run kitchen.

Amount: $10K – $5M
Speed: As fast as 24 hours
Repayment: Repaid from daily, weekly or monthly receipts

What you can fund

How Restaurants put Revenue-Based Financing to work

Kitchen equipment

Replace or add commercial ovens, refrigeration, or POS systems without depleting reserves.

Bridge slow seasons

Cover the slower months so payroll and vendor bills always stay current.

Inventory & food costs

Stock up for high-volume periods or lock in bulk pricing before costs rise.

Open a second location

Fund build-out, deposits, and pre-opening expenses when you're ready to grow.

Why choose it

Why Revenue-Based Financing fits Restaurants

Repayment flexes with revenue

A set share of your receipts is collected on a daily, weekly, or monthly basis, so payments rise and fall with sales.

Approval on revenue

Qualification is based on your revenue and cash flow, not just your personal credit score.

No fixed monthly bill

There's no rigid monthly payment to meet during slower stretches of the year.

Fast access to capital

Funds can be available within a day of approval to cover time-sensitive needs.

Best fit

A strong fit when you're

Businesses with steady card, ACH, or invoice revenue
Seasonal businesses with fluctuating sales
Owners who want payments tied to revenue
Companies that need capital faster than a bank allows

Questions

Common questions

What is revenue-based financing?

You receive a lump sum of capital today in exchange for a fixed percentage of your future revenue. Instead of a rigid monthly payment, you repay through a share of your receipts, so the amount adjusts with how your business is performing.

How is repayment collected?

A set percentage of your receipts is remitted automatically — daily, weekly, or monthly depending on your agreement — until the agreed amount is delivered, so payments scale down during slower periods.

What do I need to qualify?

Mainly consistent business revenue and a few months of recent bank or processing statements. Credit requirements are more flexible than a traditional bank product.

How fast can I get the money?

Many approvals happen the same day and fund within 24 hours, since the review centers on your revenue history rather than a lengthy underwriting process.